01 — Account / Loan Limit
The Company may provide an eligible Client with a credit/loan limit ranging from ₹10,00,000 to ₹50,00,000. The Client may utilize the available limit according to the terms and conditions prescribed by the Company. The credit limit provided to the Client does not, by itself, constitute ownership of the amount credited or displayed in the Client’s account.
02 — Three-Month Account Period
Each account shall remain active for a period of 3 months from the date of activation, unless otherwise specified by the Company.
At the end of the 3-month period, the account will automatically be closed unless it is renewed in accordance with these Terms.
Upon closure, the Client shall have no ownership claim over the credit/loan amount or any amount shown as available under the account, except for any reward that the Client has become eligible to receive under these Terms. The Client shall not have any claim, liability, or ownership interest in the account after its closure, except as expressly provided in these Terms.
03 — Reward Eligibility
If the Client generates a minimum profit of ₹35,00,000 (Thirty-Five Lakh Rupees) within the applicable 3-month account period, the Client shall become eligible for one (1) 1 kg gold bar OR sixty (60) kg silver bars, subject to verification and the Company's applicable procedures.
The eligible reward shall be provided to the Client after the Company verifies the applicable account activity and profit calculation.
The reward shall be handed over to the eligible Client in accordance with the Company's verification and delivery procedures. The Client shall not be entitled to both rewards. The Client may receive either the 1 kg gold reward or the 60 kg silver reward, as applicable under the Company's reward policy.
04 — Failure to Achieve the Required Profit
If the Client does not generate ₹35,00,000 profit within 3 months, the Client shall not be eligible for the reward specified in Clause 3.
Any amount credited, displayed, or generated in the account shall not automatically become the Client's personal funds or property.
The Client shall not have any ownership claim over the account balance or credit amount merely because such amount appears in the Client's account.
05 — Withdrawal Restrictions
The Client is eligible only for the reward described in these Terms upon satisfying the applicable eligibility requirements. The Client does not acquire ownership of the credit/loan amount or other account balance.
No withdrawal of funds from the account shall be permitted by the Client, except where expressly authorized by the Company in writing.
Any attempted withdrawal or unauthorized transfer may result in suspension or termination of the account.
06 — Account Charges
Each account is subject to an account/administration charge.
The starting account charge shall be ₹10,000 for a ₹10,00,000 account.
Applicable charges may vary depending on the account/credit limit selected by the Client.
The applicable charges shall be communicated to the Client before account activation or renewal.
07 — Account Renewal
The Client may request renewal of the account after completion of each 3-month period.
Renewal shall be subject to the Company's approval and payment of any applicable renewal or account charges.
Renewal does not create any ownership interest in the credit/loan amount or account balance.
08 — Lot and Margin Charges
The Company shall charge ₹50 per lot as the applicable lot charge.
A ₹100 margin amount per lot shall also apply.
The margin amount is refundable subject to the applicable terms and conditions.
The margin amount may increase or decrease/fluctuate at any time depending on market conditions and market behavior.
The Client acknowledges that applicable charges and margin requirements may change in accordance with market conditions and the Company's applicable policies.
09 — Profit Per Lot
The indicative profit applicable per lot shall be approximately ₹120–₹130 per lot, subject to the applicable transaction, market, and account conditions.
The stated profit per lot is not intended to constitute a guarantee of profit unless expressly confirmed by the Company in writing.
Actual results may vary depending on market conditions, transactions, charges, and other applicable factors.
10 — Prohibited Risk-Taking and Account Suspension
The Client shall not engage in any transaction, trading activity, or other conduct that, in the reasonable determination of the Company, constitutes reckless, speculative, unauthorized, or materially excessive risk-taking, including placing or attempting to place the entire available account/credit amount, or a substantial portion thereof, at risk in a single transaction or series of substantially related transactions.
Where the Company determines that the Client has undertaken such activity, the Company shall have the right, without prejudice to any other rights or remedies available to it under these Terms or applicable law, to immediately suspend, restrict, or terminate the Client's account.
In the event of such suspension, restriction, or termination arising from prohibited or excessive risk-taking, the Client shall not be entitled to receive any reward under Clause 3, notwithstanding that the Client may otherwise have achieved the applicable profit threshold. Any determination regarding prohibited risk-taking shall be made by the Company based on the Client's account activity, transaction history, applicable risk-management criteria, and verification procedures.
11 — Verification, Compliance and Risk Management
The Company may verify the Client's identity, account activity, transactions, and eligibility before providing any reward or processing any renewal.
The Client shall provide accurate and complete information and documents requested by the Company.
The Company reserves the right to suspend or terminate an account in the event of fraud, misuse, false information, unauthorized activity, or violation of these Terms.
12 — Performance-Based Incentive
If the client is unable to achieve the target of ₹35 lakh, the company will provide a performance-based incentive as follows:
The client may receive a gift voucher worth ₹2,000 to ₹70,000, depending on the performance achieved.
Alternatively, the company will give client a pure silver coin ranging from 7 grams to 250 grams, based on the applicable performance slab.
The final gift voucher or silver coin value will be determined according to the performance achieved against the target.
FBS